This is among the many questions real estate brokers and realtors like Melissa Yardy hear from people who are looking for a place to live in. To help them decide on whether to buy a house or rent an apartment, below are some pointers from industry experts:
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- Financial considerations. Buying a home includes paying for insurance, property tax, and maintenance, among others. A down payment for a house can amount to hundreds of dollars, and this is needed to get a mortgage. On the bright side, the value of a house can appreciate, and the IRS offers tax benefits. Meanwhile, renting an apartment is a pretty good option for those who can’t afford a down payment and can’t meet the monthly financial obligations of ownership.
Realtor Melissa Yardy owns a RE/MAX Preferred office in St. Pete Beach, Florida.
- Space. Most houses on the market offer a lot of space, including outdoor space, which can be a huge incentive for couples with children and individuals with pets.
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- Noise. People who need a quiet environment may not enjoy living in an apartment. Apartment living means having neighbors right next door, and in the room above or below.
- Lifestyle. Experts suggest picturing out how one will live in an apartment or a house. Those who like their current lifestyle must make sure that the neighborhood they’ll move into allows for the same, or better, type of existence.
Both renting an apartment and buying a house have their own pros and cons, but ultimately, the choice boils down to personal preference.
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If you’re looking for a property in Pinellas County, Florida, visit Melissa Yardy’s website for details.
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